Many businesses have been running well and are prospective but it’s still difficult to get credit or financing from banks because the business has only been running for less than three years. Credit for businesses, which are commonly called start-ups, will be increasingly difficult for those engaged in the agricultural sector. In order to overcome this, a collaboration has been made between the Sharia Rural Bank (BPRS) Botani IPB University and the Pelita Desa Foundation.